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NASRO California Health Insurance carriers include:



NASRO of California is a private non-profit health insurance co-op working to help people and businesses manage their health insurance and employee benefits by viewing all their options and obtaining the most affordable rates possible. We help California residents and employers find the most affordable health insurance plans with the best benefits by being ethical and socially responsible. We provide easy to understand coverage and rate comparisons, transparent plan details, expert advice and free quotes. NASRO is your independent resource for finding the best health insurance plans that fit your needs, provides the best value and delivers high quality health care.

Are you looking for new health plans, but are confused by the mix of federal and California rules and regulations? Call NASRO and find out about both the whole picture and all the important details that impact you. Clearly the government is laying an expanded role by providing subsidies to the very high premiums to individuals. There are new tax breaks for employers, but employers need to find out if their employees qualify for them. Call 415.732.9440 for more information.

NASRO of California has been both administering health plans and working for universal health care for the past 20 years. We dedicated major resources to advising the coalitions that brought about the Landmark Health Care Reform Bill in Massachusetts that became the model for the national Affordable Care Act. We lead the way for small businesses and self-employed people to join the vibrant coalition of doctors, nurses, union members and religious activists who broke through the resistance of the health care and health insurance industry to gain a mass following that resulted in basic health care reform.  It’s not all we wanted, but a solid beginning.  Soon Californians will be able to gain almost universal access to health insurance as have the people of Massachusetts for the past six years.

As health care coverage advocates and administrators for over 20 years, NASRO now offers our Affordable Care Act expertise to businesses like yours in California and other key states. In fact, we believe you will find NASRO to be the most experienced and effective health care administrator in California. NASRO has been fully operational for 20 years in the health care reform states on the east coast administering group plans that accepted all self employed people and small businesses regardless of pre-existing medical conditions.

The National Association of Socially Responsible Organizations (NASRO) Health Plans of California is also a health insurance and reinsurance administrator for employer groups Founded by health care consumer advocate Robert Gaw, it is working hard for you and is able to recommend, as a free service, the best individual health insurance, Medicare supplement insurance, small group health insurance and large group self funding arrangements that are available in California at a more affordable rate.

If you are preparing for your annual California health insurance or reinsurance renewal, starting a new business, are currently on an expensive COBRA plan from a previous job, expanding operations in California, or just need to lower your monthly health insurance costs then you need to know more about NASRO. We have worked hard for decades to help establish a more humane health care system in California. NASRO has made important achievements at developing health insurance exchange models the government is now starting to use that begin to set controls on the health care industry.

Small Business Health Options Program (SHOP) Resources

In addition to our consulting experience, NASRO Health Plans have an outstanding administrative unit that provides on-going group services to thousands of employer groups. Contact us today to see how much we can help you.

California Health Insurance Carriers and Plans

NASRO California Small Group Products Comparison – Web page | PDF download





Anthem Blue Cross


Blue Shield of California


California Choice

Contact Us for Plan Details


Health Net
HMO 15
HMO 40

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Kaiser Permanente

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Oscar Healthcare


United Healthcare

Contact Us for Plan Details

More Affordable Health, Dental, Vision and Life Insurance Plans NASRO of California Recommends:
Anthem Blue Cross of California # 1
Blue Shield of California #2
Kaiser Permanente #3
Health Net #4

Affordable Group Dental Insurance Plans


  • Delta Dental
  • Anthem Blue Cross
  • Blue Cross Dental
  • Blue Shield of California
  • United HealthCare/PacifiCare


Vision Plans

Life, Short Term & Long Term Disability Insurance

Dearborn National
UNUM Life Insurance Company
West Coast Life Insurance Company

One Sansome Street, Suite 3500
San Francisco, CA 94104



Posted in California | Comments Off on California Health Insurance Carriers and Plans

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