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Washington State’s NASRO Individual & Self-Employed Health Insurance carriers include:

NASRO of Washington and Oregon is a private non-profit health exchange and co-op working to help Individuals and the Self-Employed manage their health insurance and employee benefits by viewing all their options at the most affordable rates possible. We help Washington residents and employers find the most affordable health insurance plans by being independent, open, and ethical. We provide easy-to-understand coverage and rate comparisons, transparent plan details, expert advice and free quotes is your resource for finding the best health insurance plan that fits your needs, provides the best value and delivers quality health care.

Call 415.732.9440 Now for an Individuals & Self-Employed Health Insurance Quote.

Do you need a less expensive health plan? Are you satisfied that your current health insurance agent is working hard enough and knows enough about both state and federal health care reform? If not, contact NASRO and discover new affordable Washington state options – Call 415.732.9440, or use our Quote Request Form, below.

NASRO of Washington State is a non-profit with 20 years of service to the community and a solution to achieving affordable health care. We lead the way for small businesses to join the vibrant coalition of health care providers and religious activists who broke through the resistance of the health insurance industry to require universal health care access in Massachusetts. From the Massachusetts Landmark Health Care Reform law came the federal Affordable Care Act.

Big changes in health insurance are coming changes, that we have been fighting for going on 20 years. We expect to be part of that change going forward with new plans that will be implemented in 2014 protecting everyone with a pre-existing medical condition, providing subsidies based on income and offering more affordable plans.

NASRO Provides Clarity Amongst the Chaos.

NASRO is a non-profit association, founded by health care consultant and activist Robert Gaw, that is both your health care advocate and a humanitarian organization for the common good.  NASRO is a trusted independent organization that provides accurate information on the strengths and weaknesses of health insurance carriers and their plans, and we support Washington and Oregon citizen efforts to make affordable health care available to all state residents and move toward universal health coverage.

NASRO can assist any state resident with their Washington state health insurance problems in part because we are a non-profit, but also because we work with Washington state health insurance staff that is very dedicated and experienced.

Are local health insurance and health care professionals are not just working for a living, but our also offering their leadership and have the skill sets to really assist any state resident or employer group with direct straight answers to questions about benefits choices, costs and which health plan provider network is best for you or your employees. There are no complicated telephone matrixes, waits or impersonal service from out of state telemarketing centers when you call NASRO .

The Impact of Health Insurance Reform

Every day that goes by that Washington state health insurance is allowed to continue individual medical underwriting and deny people affordable Washington health insurance coverage is a major waste of resources. It ruins more families and makes Washington weaker in the global marketplace, as this practice contributes to the annual rise in health insurance prices. Hopefully, government regulation will soon do away with this practice.

Now that health insurance reform has passed there will be many opportunities to simply call us up regardless of your pre-existing conditions and explore your health insurance options as we have always done with the private sector administration of health insurance.

That still leaves employer groups with the major problem of controlling costs and preventing the health insurance & health care companies from shifting costs from individuals to employer groups. From our 28 years in the industry we know that the health insurance carrier profits are squeezed in one sector, they move like the air in a balloon over to another area. NASRO can stop this practice from happening.

For more information please call 415.732.9440 or submit the quote request form below to request a proposal.

Case Studies

A self employed business owner and spouse from Seattle in their 40’s with two children, all in good health, with no chronic medical conditions has just received a major rate increase from their insurance company. NASRO is able to take the time to review the situation and make recommendations on some of the newest plans available from well respected Washington State carriers that can lower the monthly premium increase. NASRO is fighting for health care reform that will outlaw the practice of individual medical underwriting as part of a new federal law. Although we have said this before over the past decades, we now believe this type of basic reform will become law very soon.

A small non-profit in Spokane is seeing its budget cut due to the ongoing recession and is receiving continued rate increases from its health insurance carrier. We know the private health insurance industry unfairly rates up small employer groups compared to larger employer groups. NASRO offers a total review of the benefit options that provide access to outpatient care, prescription drug coverage and inpatient care with some cost sharing.


  • designed for single people and individuals looking for good coverage, but not a second car payment
  • for small businesses that want to cover the workforce with a plan they can afford
  • for families with young children looking for low out of pocket costs for doctors visits
  • for the self employed & freelancers who want coverage that can travel with them
  • for people moving to Washington State
  • for people moving to the U.S. from other countries
  • for companies moving to the U.S. who are used to National Health Insurance and are having trouble adjusting to U.S. health care
  • For U.S. firms opening offices in WA
  • for graduating students ready to get off those weak college benefit plans
  • for people who have just been layed off

Types of Coverage

  • Traditional Health Insurance for Washington
  • Preferred Provider Organization Plans for Washington
  • Health Maintenance Organizations for Washington
  • Catastrophic Health Insurance for Washington
  • Health Savings Account Plans for Washington
  • Dental Insurance Plans
  • Vision Insurance Plans
  • Long Term Disability Plans
  • Short Term Disability Plans
  • Life Insurance Plans
  • Medicare Supplement Plans
  • Medicare Advantage Plans
  • Long Term Care Insurance Plans
  • Flexible Spending Accounts
  • Retirement Plans

Washington State and Oregon Health Insurance Services

Individuals, Self Employed Persons, and Small Business, Cooperatives and Non-Profits from 1 to 500 Employees Please call NASRO for Washington State and Oregon Health Insurance Options at 415.732.9440 to discuss the rates, benefits and providers of the NASRO recommended Washington health insurance plans underwritten by leading Washington health insurance carriers that we have available to our members.

  • Benefits ranging from HMO plans with excellent coverage to the high deductible PPO plans.
  • Choice of providers ranging from physicians and hospitals participating in excellent quality networks to unlimited choice of providers.
  • Coverage for the whole state, from Seattle to Spokane, from Clark County to the islands.
  • Coverage that travels with you when you travel outside of Washington.
  • Ongoing administrative support from NASRO’s health care administrative team.

Washington State Health Insurance Carriers and Plans

Aetna Contact Us for Plan Details Asuris Northwest Health Contact Us for Plan Details Group Health Cooperative Group Health Insurance Companies New plans for individuals and families, freelancers, sole proprietors and the self employed Washington State 2014 Individual and Family Plans Comparison Brochure Provider and…

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