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Washington State’s NASRO  Self Employed Health Insurance Carriers Include:

NASRO of Washington is a private non-profit health exchange working to help Medicare eligible people and the Self-Employed with a group of 2 manage their health insurance and employee benefits by viewing all their options at the most affordable rates possible. We help Washington residents and employers find the most affordable health insurance plans by being independent, open, and ethical. We provide easy-to-understand coverage and rate comparisons, transparent plan details, expert advice and free quotes. NASRO is your resource for finding the best health insurance plan that fits your needs, provides the best value and delivers quality health care.

Call 412-352-7746 Now for an Individuals & Self-Employed Health Insurance Quote.

Do you need a less expensive health plan? Are you satisfied that your current health insurance agent is working hard enough and knows enough about both state and federal health care reform? If not, contact NASRO and discover new affordable Washington state options – Call 412-352-7746, or use our Quote Request Form, below.

NASRO of Washington State is a non-profit with 20 years of service to the community and a solution to achieving affordable health care. We lead the way for small businesses to join the vibrant coalition of health care providers and religious activists who broke through the resistance of the health insurance industry to require universal health care access.

Big changes in health insurance are coming. The changes are intended to adversely impact health care consumers.

NASRO Provides Clarity Amongst the Chaos.

NASRO is a non-profit association, founded by health care consultant and activist Robert Gaw, that is both your health care advocate and a humanitarian organization for the common good. NASRO is a trusted independent organization that provides accurate information on the strengths and weaknesses of health insurance carriers and their plans, and we support Washington citizen efforts to make affordable health care available to all state residents and move toward universal health coverage.

NASRO can assist any state resident with their Washington state health insurance problems in part because we are a non-profit, but also because we work with Washington state health insurance staff that is very dedicated and experienced.

Our local health insurance and health care professionals are not just working for a living, but are also offering their leadership and have the skill sets to really assist any state resident or employer group with direct straight answers to questions about benefits choices, costs and which health plan provider network is best for you and your family. There are no complicated telephone matrixes, waits or impersonal service from out of state telemarketing centers when you call NASRO .

The Impact of Health Insurance Reform

Every day that goes by that Washington state health insurance is allowed to continue individual medical underwriting and deny people affordable Washington health insurance coverage is a major waste of resources. It ruins more families and makes Washington weaker in the global marketplace, as this practice contributes to the annual rise in health insurance prices. Hopefully, government regulation will soon do away with this practice.



  • designed for people on Medicare or about to go on Medicare looking for a Medicare Supplement or a Medicare Advantage Plan.
  • for small businesses that want to cover the workforce with a plan they can afford
  • for families with young children looking for low out of pocket costs for doctors visits
  • for the self employed & freelancers who want coverage that can travel with them
  • for people moving to Washington State
  • for people moving to Washington State from other countries
  • for companies moving to Washington State who are used to National Health Insurance and are having trouble adjusting to U.S. health care
  • For U.S. firms opening offices in Washington State
  • for graduating students ready to get off those weak college benefit plans
  • for people who have just been layed off

Types of Coverage

  • Preferred Provider Organization Plans for Washington
  • Health Maintenance Organizations for Washington
  • Catastrophic Health Insurance for Washington
  • Health Savings Account Plans for Washington
  • Dental Insurance Plans
  • Vision Insurance Plans
  • Long Term Disability Plans
  • Short Term Disability Plans
  • Life Insurance Plans
  • Medicare Supplement Plans
  • Medicare Advantage Plans
  • Long Term Care Insurance Plans
  • Flexible Spending Accounts
  • Retirement Plans

Washington State Health Insurance Services

People who Individuals, Self-Employed Persons, and Small Business, Cooperatives and Non-Profits from 2 to 500 Employees Please call NASRO for Washington State Health Insurance Options at 206-512-5416 to discuss the rates, benefits and providers of the NASRO recommended Washington health insurance plans underwritten by leading Washington health insurance carriers that we have available to our members.

  • Benefits ranging from HMO plans with excellent coverage to the high deductible PPO plans.
  • Choice of providers ranging from physicians and hospitals participating in excellent quality networks to unlimited choice of providers.
  • Coverage for the whole state, from Seattle to Spokane, from Clark County to the islands.
  • Coverage that travels with you when you travel outside of Washington.
  • Ongoing administrative support from NASRO’s health care administrative team.


Washington State Health Insurance Companies and Plans




Plans for Medicare Advantage and Medicare Supplement Coverage

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Asuris Northwest Health

Plans for Medicare Advantage and Medicare Supplement Coverage

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Kaiser Permanente of the Northwest

Kaiser Permanente’s history in the Pacific Northwest goes back to the medical group established to serve workers and their families during construction of Grand Coulee Dam in northeastern Washington in the late 1930s. During World War II, those physicians served workers and their families at the Kaiser shipyards in Portland, Ore., and Vancouver, Wash. With the closing of the shipyards in 1945, enrollment was opened to the community.

Founded in 1945, Kaiser Permanente Northwest, headquartered in Portland, Ore., comprises:

Contact Us for Plan Details


LifeWise Health Plan of Washington

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Premera Blue Cross


Choice 2500 Silver Plan
Choice 1500 Gold Plan
Choice 1000 Gold Plan
Choice 750 Gold Plan

Choice HSA Qualified 6200 Bronze Plan
Choice HSA Qualified 3000 Silver Plan
Choice HSA Qualified 1500 Gold Plan

Balance 6500 Bronze Plan
Balance 3000 Silver Plan
Balance 2000 Silver Plan
Balance 2500 Gold Plan

Balance 8550 Bronze Plan

Premera Balance HSA Qualified 6200 Bronze Plan
Premera Balance HSA Qualified 3000 Silver Plan
Premera Balance HSA Qualified 1500 Gold Plan

Peak Care 6000 Bronze Plan
Peak Care 3000 Silver Plan
Peak Care 2500 Gold Plan
Peak Care 1000 Gold Plan



PPO Health Plans with In-Network and Out-of-Network Coverage
Premera Preferred Choice PPO 500
Premera Preferred Choice PPO 1000
Premera Preferred Choice PPO 6350

HSA (Health Savings Account) Health Plans with High Deductibles and Lower Costs
Premera Preferred Choice AGG HSA 1500
Premera Preferred Choice AGG HSA 3000
Premera Preferred Choice EMB HSA 6450



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Regence Blue Shield

Regence Blue Shield is an Independent Licensee of the Blue Cross and Blue Shield Association.
Regence now has coverage available for people and businesses in Clark County.

Plans for Medicare Advantage and Medicare Supplement Coverage



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United Healthcare

United Healthcare Choice                                                           

Type of Plan

Open Access

Plan Information

Fixed Dollar Payments

Coinsurance Options

Lower Out of Pocket cost for network care


United Healthcare Choice Plus 

Type of Plan

Open Access

Plan Information

Same Features as Choice Plan

Offers members a level of benefits should they choose to seek care outside the network, normally a higher coinsurance                                                                                                                                              and, or deductible level


United Healthcare Options PPO

Type of Plan


Plan Information

Freedom to choose any doctor for your health care needs. No referrals needed

Cost savings by going to a network physician

It’s the member’s responsibility to obtain approvals for both network and non-network services

If a non-network physician is chosen, out of pocket costs will be higher and it is the members responsibility to submit claims

Contact Us for Plan Details


Additional NASRO Services Coming Soon

Washington Medical Quality Assurance Commission
Information on physician profiles for consumers

We regret to announce that our long time representative in Washington, Daniel Jacobs has passed away suddenly. Daniel was a wonderful person to work with, who shared our perspective of putting people first, support of Single Payer Health Care over large corporate control of health care. Please contact NASRO at 206-512-5416 with any questions about your current health plan or your search for a new health plan.

Robert G. Gaw – License number 954025, is the designated responsible state of Washington licensed person for NASRO.

1700 7th Avenue, Suite 2100
Seattle, WA 9810


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