NASRO Administrators is a Cambridge based private non-profit, with 19 years of service to the community and a solution to achieving affordable health care. We are a cost effective third party administrator of affordable Massachusetts group health insurance, group dental insurance and other benefits, that has provided small businesses, free-lancers, self employed people and non-profits with more options since 1992. NASRO is an independent administrator that acts on behalf of its members.
Located at the intersection of technology and higher education in Massachusetts, NASRO strives to provide new companies and existing businesses with a higher level of service than is provided to even large employers at the present time.
NASRO offers Massachusetts employer group consumers a simple interactive administrative process that was developed for the benefit of the customer, not for the benefit of a government agency or an insurance company. NASRO pays close attention to the details and manages the forms, the questions and the regulations so there is no misinformation that is communicated to your employees.
NASRO Massachusetts members are a broad coalition of organizations; from employer groups such as non-profits, software developers, restaurants and auto repair shops, to self employed people who have to pay for the entire cost of their health insurance benefits.
We understand employer groups situation and what employers value in offering employees the choice of physicians and hospitals from Metro West, the North Shore, Greater Boston and the South Shore to Cape Cod and the Islands. Employers are tired of hundreds of choices of health plans that are not fundamentally different in their totality from each other. Health insurance plans are like the tax code. Each year they become more complicated, but the bottom line is each year the annual cost of health care is much higher.
Small Business 2-50, 35% Health Insurance Premium Federal Tax Credit, Tax calculator
An Overview of Our Affordable Massachusetts Health Insurance Recommendations By Carrier
Neighborhood Health Plan
A True Non Profit Providing Health Care For All in Eastern Massachusetts Through HMO Plans at Affordable Rates. Neighborhood Health Plan has also expanded to Boston's Western suburbs and to Metro West by adding Winchester Hospital and Emerson Hospital in Concord. Neighborhood Health Plan announced on August 11, 2011 that they had signed a letter of intent to be acquired by Partners Health Care. Partners Health Care is currently the the parent non profit company to Massachusetts General Hospital, Brigham and Womens Hospital and many other leading health care organizations. NASRO views this development as a very positive move that will be very helpful to small and medium size businesses throughout Massachusetts who need to see more competition in the health insurance marketplace.
Enrolling through the NASRO Group of Companies and Organizations Takes Almost No Time At All. See Our New Health Plan Enrollment Form
Harvard Pilgrim Health Care
Harvard Pilgrim is the highest rated health plan in America and is available statewide with HMO and PPO plans for small business and the self employed. Harvard Pilgrim also provide plans in other New England states and for employees of Massachusetts employers located throughout the United States. Harvard Pilgrim has recently set up a lower cost provider network in central Massachusetts called the FOCUS Network that provides an important choice for those communities. Businesses needing PPO plans should look to Harvard Pilgrim as the best carrier available.
Tufts Health Plan
Another highly rated plan with coverage for employees who live in our neighboring states of New Hampshire, Vermont, Rhode Island, Connecticut and New York.
Health Care New England
The only carrier focused on Western Massachusetts.
Blue Cross & Blue Shield of Massachusetts
Great HMO, PPO, HRA and HSA Plans for Employer Groups of Five or More, a Practical Option for Companies with Employees in Other New England States and Throughout the United States
Aetna
A Good Option for National Companies
United HealthCare
Primarily an Organization that Is Targeted at Companies with 500 or More Employees.
CIGNA
A Company to Watch When it Comes to Level Funding and Self Funded Plans
Veteran Health Care Consultant & Consumer Advocate, Robert Gaw, NASRO CEO & Founder Offers Free Consulting Advice and Continues to be Directly Involved in Every Aspect of NASRO's Work
Your Next Step to Choosing a Plan - Examples
For Massachusetts Small Businesses looking to offer more affordable plans that will be accepted by their employees as providing real value and not open them up to massive out of pocket expenses, NASRO has effective affordable Massachusetts health insurance recommendations for you that control costs.
For Massachusetts Employer Groups Please Send In A Proposal Request Form By Fax to 800-562-8588 or by e-mail
Group Health, Dental, Vision, Life and Disability Insurance Proposal Request Form (pdf format)
Group Massachusetts Health & Dental Insurance Proposal Request Form ( excel format)
What People Are Saying About NASRO's Affordable Massachusetts Health Insurance Program!
" I have nothing but praise for the good folks at NASRO ( National Association of Socially Responsible Organizations ). If you have ever dealt with insurance providers, you know that the usual goal of the person who answers the phone is to say " no " and hang up as quickly as possible. My experience with NASRO could not have been more different.
They actually did the math on whether it would be better for me to stick with COBRA for 18 months before switching to the NASRO plan. The one time I actually had a problem with coverage for a medical condition, they not only straightened it out, but also remembered to ask me if I was feeling better after the procedure.
Deborah Elizabeth Finn
Strategic Information Technology Management Consultant
P.S. Full disclosure. NASRO does not compensate me in any way for praising it immoderately. I am just a fan."
Capabilities
- Health Insurance for Medium size employers with employees in multiple states
- Reinsurance for businesses, public sector groups, school districts and trusts
- Massachusetts Health Insurance for Self Employed People
- Massachusetts Health Insurance for Employees Whose Employers Do Not Contribute
- Health Insurance for People Moving
to MA from other states
- Health Insurance for People moving to the U.S. from countries with national health care systems
- Health Insurance for Graduating
Students who are becoming self employed
- Reinsurance Insurance and Provider Networks for National Organizations
- Group Plan Health Insurance for Employer
Groups and Cooperatives
- Dental Insurance
- Vision Insurance
In Depth Massachusetts Group Health & Dental Insurance By Carrier
Small Business, Non Profits and the Self Employed 1-50 employees
Please call 617-308-1525
to discuss the rates, benefits and providers of NASRO's
lower cost group plans underwritten by leading Massachusetts
health plans that we have available for our members.
- benefits ranging from HMO plans with almost 100%
coverage to the new lower cost high deductible plans
- choice of providers ranging from physicians and
hospitals participating in excellent quality networks
to unlimited choice of providers
- coverage that travels with you when you travel
outside of Massachusetts
- ongoing administrative support from NASRO's health
care administration team that functions as your employee benefits department
Neighborhood
Health Plan - best value & a real non-profit
Neighborhood Health Plan Has Recently Signed a Letter of Intent to be Acquired by Partners Health Care
Harvard Pilgrim Health Care
Medicare Supplements and Medicare Advantage Plans
Blue Cross Blue
Shield of Massachusetts
Tufts Health Plan
Tufts Health Plan Information for Massachusetts Residents and Businesses
Vermont Health Insurance
New Hampshire Health Insurance
Group Dental and Vision Plans
Metropolitan Dental
For groups of two or more
Aetna
Finding a good dental plan is extremely difficult. Administration and service by the carriers is very poor. The product is not really an insurance product, but a different way to pay. Finding out what the benefits are is an adventure best not taken. We recommend the Aetna Vital Savings Plan for small groups and individuals.
Sign Up On Line at Anytime
Monthly Rates
Individual - $7.50
Family - $10.50
For Both Dental and Vision
Click on logo for information on benefits, listing of participating dentists and vision providers and to enroll on line. This plan is available on a stand alone basis.
Group Vision Insurance
Vision Service Plan
VSP Signature Plan
VSP Signature MA Doctor Directory
VSP Specialty Care
VSP Voluntary Plan
For additional information about any of these plans, or
to submit health plan enrollment applications please contact
us at, 617-308-1525 or mail to NASRO, Two Canal Park, Fifth Floor, Cambridge, MA 02141
Membership forms
and Massachusetts Health Insurance enrollment forms can also be faxed to NASRO
at 800-562-8588 or emailed to bgibson@nasro-co-op.org.
NASRO also acts
as your human resources department for benefits on an on
going basis. If you are enrolling as a new member or are already a member with health plan
coverage please call Barbara Gibson, NASRO Vice President, at 617-308-1525 / or email bgibson@nasro-co-op.org with an
enrollment, billing, coverage or claims issues.
Physician Profile
System
Massachusetts
Medical Board Information
Please contact
us, NASRO Is Working for
Massachusetts Communities, Robert Gaw, NASRO Administrators President & Founder
NASRO Massachusetts Office
Kendall Square
Two Canal Park, Fifth Floor
Cambridge, MA 02141
617-308-1525
Fax - 978-261-5408
NASRO California Office
Financial District
101 California Street, Suite 2450
San Francisco, CA 94111
415-732-9440, 800-638-8113
Fax - 800-562-8588
NASRO Washington D.C. Office
3204 18th Street N.W.
Washington D.C. 20010
800-638-8113
NASRO New York Office
Union Square
41 East 11th Street
New York, NY
10003
917-474-1218
Fax - 800-562-8588
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