NASRO is the private non-profit solution to achieving affordable health care. We are a cost effective third party administrator of affordable Massachusetts group health insurance, group dental insurance and other benefits, that has provided small businesses, freelancers, self employed people and non-profits with more options since 1992. NASRO is an independent administrator that acts on behalf of its members and is not paid by health insurance companies.
NASRO offers Massachusetts employer group consumers more open and useful information and 18 years of trusted judgment. When health insurance companies exercise so much power within the government to keep being able to raise prices at will, organizations like NASRO are needed.
We can help organizations and people lower premium costs without the added fees of agents and brokers from respected Massachusetts health insurance companies, and also include dental coverage. NASRO Massachusetts members are a broad coalition of organizations; from employer groups such as non-profits, software developers and auto repair shops, to self employed people who have to pay for the entire cost of their health insurance benefits.
We understand your situation and what you value in your health care benefits. We can also help you search for participating physicians from Metro West, the North Shore, Greater Boston and the South Shore to Provincetown. New more affordable health insurance plans will also be available on Martha's Vineyard and Nantucket Islands where people have for years been without health care choices. NASRO, with large number of board members with historic ties to the Cape and the Islands, has long fought for this change for the better for the working people and retirees of this region.
There is so much more that needs to be done that is not being down to bring affordable health insurance to Massachusetts as it has long been provided to hundreds of millions of people throughout Europe. The " genius " of Massachusetts health care reform is sounding very thin after five years of continued non stop rate increases. The geniuses turned out to be the health insurance lobbyists who got the maximum for their clients.
Our Affordable Massachusetts Health & Dental Insurance Recommendations
Neighborhood Health Plan
Harvard Pilgrim
Blue Cross of Massachusetts
Aetna
United HealthCare
CIGNA
Aetna Dental
Metropolitan
Your Own Self Insured and Self Administered Benefit Plans Availalble to Employer Groups and Trusts of 200 Employees or More. We Enable Companies and Organizations to Control Costs Through the Country's Leading National PPO Network
Massachusetts Health Insurance News
More Health Insurance Rate Increases to Hit April 1, 2010.
While California has Anthem Blue Cross and its on average 39% rate increases for individuals, Massachusetts with its combined market for individuals, groups of one and small businesses, is experiencing the same forces and seeing costs rise about just as rapidly. NASRO has been predicting this outcome since the start of the latest round of Massachusetts health care reform.
It is good so many more people are covered, but rage is growing about the premium increases and fears that key sections of the Democratic party are as much a wholly owned part of the health insurance industry, as the Republicans are.
Heart and Soul of Health Care Reformers Missing From Vote on Obama's Version of Senate Bill
Another year goes by and we yet again have another federal health care bill that won't reform health care, will do nothing to control costs for self paying individuals and small businesses, divides masses of regular people by income group, asks the insurance companies and the top income people to do nothing to contribute their fair share in taxes and will likely raise health insurance taxes on older people, 40 to 64 with families. It is what we call a perfect insurance industry scheme, this time lead by the Senate Democrats.
NASRO Now Developing a Large Health Insurance Co-op
Longtime Consumer Advocate, Robert Gaw, NASRO President & Founder
NASRO of Massachusetts is a trusted and independent organization that provides accurate information on the strengths and weaknesses of the health insurance carriers in Massachusetts and the other New England states. We advocate for real competition, an expanded role for both the state and federal government and accountability if health care prices continue to rise above the rate of overall inflation, not marketing fog where there are too many choices of what is essentially the same product, sold by insurance company agents and brokers that needlessly increase the costs of the coverage.
Cost are rising because the health care industry has grown rich at our expense. The price of health care for the country is now set on Wall Street by the top five publicly traded health insurance companies, and the Wall Street culture of reckless greed has infected the health care industry. NASRO is committed to loudly continue to call for health care change at any level we can get it.
Your Next Step to Choosing a Plan - Examples
For Massachusetts Small Businesses looking to offer more affordable plans that will be accepted by their employees as providing real value and not open them up to massive out of pocket expenses, NASRO has effective affordable Massachusetts health insurance recommendations for you that control costs.
For Massachusetts & National Employer Groups Please Send In A
Group Health, Dental, Vision, Life and Disability Insurance Proposal Request Form (pdf format)
Group Massachusetts Health & Dental Insurance Proposal Request Form ( excel format)
What People Are Saying About NASRO's Affordable Massachusetts Health Insurance Program!
" I have nothing but praise for the good folks at NASRO ( National Association of Socially Responsible Organizations ). If you have ever dealt with insurance providers, you know that the usual goal of the person who answers the phone is to say " no " and hang up as quickly as possible. My experience with NASRO could not have been more different.
They actually did the math on whether it would be better for me to stick with COBRA for 18 months before switching to the NASRO plan. The one time I actually had a problem with coverage for a medical condition, they not only straightened it out, but also remembered to ask me if I was feeling better after the procedure.
Deborah Elizabeth Finn
Strategic Information Technology Management Consultant
P.S. Full disclosure. NASRO does not compensate me in any way for praising it immoderately. I am just a fan."
Capabilities
- Massachusetts Health Insurance for the Self Employed
- Massachusetts Health Insurance for Part Time Employees
- Massachusetts Health Insurance for Employees Whose Employers Do Not Contribute
- Health Insurance for People Moving
to MA from other states
- Health Insurance for People moving to the U.S. from countries with national health care systems
- Health Insurance for Graduating
Students who are becoming self employed
- Health Insurance for People on
COBRA
- Group Plan Health Insurance for Employer
Groups and Cooperatives
- Health Insurance for People who are foreign born
- Dental Insurance
- Vision Insurance
- Life Insurance
- Short Term Disability
- Long Term Disability
- Lower Cost Medical Services Through Medical Tourism to India
Massachusetts Group Health & Dental Insurance
Small Business, Non Profits and the Self Employed 1-50 employees
Please call 617-308-1525
to discuss the rates, benefits and providers of NASRO's
lower cost group plans underwritten by leading Massachusetts
health plans that we have available for our members.
- benefits ranging from HMO plans with almost 100%
coverage to the new lower cost high deductible plans
- choice of providers ranging from physicians and
hospitals participating in excellent quality networks
to unlimited choice of providers
- coverage that travels with you when you travel
outside of Massachusetts
- ongoing administrative support from NASRO's health
care administration team that functions as your employee benefits department
Neighborhood
Health Plan - best value & a real non-profit
Harvard Pilgrim Health Care
Medicare Supplements and Medicare Advantage Plans
Blue Cross Blue
Shield of Massachusetts
Tufts Health Plan
Tufts Health Plan Information for Massachusetts Residents and Businesses
Vermont Health Insurance
New Hampshire Health Insurance
Dental and Vision Plans
Metropolitan Dental
For groups of two or more
Aetna
Finding a good dental plan is extremely difficult. Administration and service by the carriers is very poor. The product is not really an insurance product, but a different way to pay. Finding out what the benefits are is an adventure best not taken. We recommend the Aetna Vital Savings Plan for small groups and individuals.
Sign Up On Line at Anytime
Monthly Rates
Individual - $7.50
Family - $10.50
For Both Dental and Vision
Click on logo for information on benefits, listing of participating dentists and vision providers and to enroll on line. This plan is available on a stand alone basis.
Group Vision Insurance
Vision Service Plan
VSP Signature Plan
VSP Signature MA Doctor Directory
VSP Specialty Care
VSP Voluntary Plan
For additional information about any of these plans, or
to submit health plan enrollment applications please contact
us at, 617-308-1525 or mail to NASRO, Two Canal Park, Fifth Floor, Cambridge, MA 02141
Membership forms
and Massachusetts Health Insurance enrollment forms can also be faxed to NASRO
at 800-562-8588 or emailed to bgibson@nasro-co-op.org.
NASRO also acts
as your human resources department for benefits on an on
going basis. If you are enrolling as a new member or are already a member with health plan
coverage please call Barbara Gibson, NASRO Vice President, at 617-308-1525, or email bgibson@nasro-co-op.org with an
enrollment, billing, coverage or claims issues.
Physician Profile
System
Massachusetts
Medical Board Information
Please contact
us, NASRO Is Working for
Massachusetts Communities, Robert Gaw, NASRO President & Founder
NASRO of Massachusetts
Two Canal Park, Fifth Floor
Cambridge, MA 02141
617-308-1525
NASRO of California
609 Deep Valley Drive, Suite 200
Palos Verdes Peninsular , California
90274
424-237-9647, 800-638-8113
NASRO of Greater Washington D.C.
3204 18th Street N.W.
Washington D.C. 20010
800-638-8113
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